In addition to bank loans, there are other solutions available to help you find the funds you need to create or grow your retail outlet, café or restaurant.
Finance&Invest.brussels
finance&invest.brussels is regional public institution whose mission is to supplement the financing chain and provide concrete solutions to the financial needs of Brussels entrepreneurs at key moments in their lives: creation, development, innovation, internationalisation, environmental transition, takeover/transfer.
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Microcredits
Microcredit consists in the granting of small loans to persons who are excluded from society or may become so (people on unemployment, the unemployed, etc.) and micro-entrepreneurs who don’t have access to traditional bank loans.
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Borrowing from family and friends
The Proxi loan uses the savings of individuals, often referred to as “Family, Friends and Fools” to fund self-employed individuals and SMEs in Brussels. Individual lenders are entitled to a tax break in the form of an annual tax credit when they provide this type of loan.
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Guarantees for professional bank loans
The purpose of the Brussels Guarantee Fund is to provide credit institutions, through the payment of a single grant, with a substantial portion of the guarantees that they demand from SMEs and self-employed individuals for the granting of business loans in the Brussels-Capital Region.
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Crowdfunding
Crowdfunding is a form of participatory financing by people who want to invest in a project, primarily via an automated web platform and the social networks.
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